To protect your personal interests

HSBC’s [login page](!ut/p/kcxml/04_Sj9SPykssy0xPLMnMz0vM0Y_QjzKLN443MfYHSZnFm8Ybm-pHmsUbxpv6eECEDOIdESJB-gW5oRHljoqKACcsjaA!?__menuType=__REGISTRATION&__Destination=HUB_IDV_CUSTOMER_MIGRATION&__IWLang=en&__IWCountry=US&__registrationType=PIB-Registration):

Screen Shot 2012 05 29 at 6 59 35 AM

“To protect your personal interests, repeated incorrect submissions of your Password or Security Code will disable your access to Internet Banking.”

Clearly, my _‘personal interests’_ include:

* Calling to reset my password
* Yelling at customer service reps, then feeling guilty because it’s not their fault
* Allowing other people to easily lock me out of my account if they know my user ID, or if they’re annoyed enough at having been locked out that they write a script to guess all possible user IDs and then proceed to lock them out to prove a point not that I’m doing that right now really
* Being generally annoyed as fuck